Planning Services

Advance Planning Solutions SE

Specialized Financial Planning Services

At Business Planning Associates SE, we offer expert advice on retirement planning, executive benefits, estate planning, and business planning. Our team of professionals will design a specialized benefits package that will give you a competitive advantage.

The Planning Process

Our team uses the following steps when working with clients.


Learn about your business and what matters most, then help clarify and prioritize your goals and needs.


Evaluate the various options that would accomplish your business and estate planning goals.

Plan Design

Work with you, your advisors, and experts to develop a plan designed to help you achieve your vision for the future.

Plan Implementation

Coordinate business and estate planning strategies, review plan documents, and recommend appropriate, cost-effective solutions customized to meet the needs of the business.

Systematic Review & Plan Service

Follow up systematically to make certain your plan remains current and is updated as circumstances or objectives change.

Retirement Planning

Now more than ever, planning for your retirement is critical. Gone are the days when pensions and social security provided all of the income you needed for retirement. The new reality is that you are responsible for managing your retirement, and that starts with making sure you’re strategic in your planning.

How Can We Help

Our approach to retirement planning is designed to help you get to and through retirement with a higher level of financial confidence, so you can relax knowing that you have a road map to achieve your goals.

You will want to start by considering how much to save for retirement and where to keep it. By accumulating as much as you can as soon as you can, you can put time
on your sidetime to plan, time to consider the ups and downs of the market, and time to let your money grow.

Learn more about saving for retirement on website, or download our white paper “Retirement Saving: 5 Key Insights You Need to Know.

And then, as you zero in on retirement, you’ll need a different set of strategies to manage risk and make your money last through retirement.

Learn more about turning your money into a steady stream of retirement income in our two-minute video ‘Getting to and Through Retirement’, or on the website, you can learn about strategies to optimize your retirement income as you approach retirement.

Estate Planning

Most people associate the phrase "estate planning" with having a will, a legal document that names your beneficiaries and spells out who gets what when you die. And while the transfer of your assets is an integral part of estate planning, a will or a trust is just one aspect of the broader estate-planning strategy to ensure your wishes are known, honored, and carried out as efficiently as possible when you're no longer able to articulate them.

We work with a team of estate-planning experts. Together, we can help you develop an estate planning strategy.

  • A strategy to reduce or eliminate gift/estate taxes for your heirs.
  • A plan to protect your estate from mismanagement or claims of creditors or ex-spouses.
Advance Planning Solutions SE
Advance Planning Solutions SE

In addition to the expertise our team can offer, you will want to work with an estate-planning attorney to establish.

  • Health care directives or a living will that specifies the extent to which you want health care professionals to treat you if you become ill or incapacitated.
  • Powers of attorney that grant people that you trust the legal authority to act on your behalf in case of sudden accident or illness.
  • A will or trust to ensure your assets are transferred according to your wishes.
  • The naming of a legal guardian for children under the age of 18.

Business Continuity, Succession and Exit Planning

Whether you are thinking about launching a new business or planning to expand an existing one, our team can help you create, grow, and protect your business' value.

We will work with you to develop a personalized financial plan with solutions designed to meet the unique needs of your business.

  • Integrate all aspects of financial planning for your business and your personal life to ensure success on both fronts.
  • Minimize risk by being prepared for the unexpected.
  • Safeguard your business with coverage to help offset the loss of cash flow if you become sick or hurt.
  • Recruit and retain employees with competitive benefits programs, including.
  • Enhance your benefits programs to reward and retain key-employees who are critical to the success of your business.

Transition your business smoothly with a properly designed and funded business succession plan.